(724) 458-7520 | | info@gcafcu.org | Contact Us | Routing # 243381845 |

End Of Year Credit Score Recap

November 1, 2022

We’re approaching the end of the year and we’ve been helping you build your credit and credit score. Where do you stand now?

Credit Score

End Of Year Credit Score Recap

This year, we focused on helping YOU in ways we haven’t in the past! We’ve have the opportunity to sit down with some of you, one one on, to review your individual credit and credit score and we’re so happy you wanted us to be part of that journey with you! Others took advantage of the informative emails and other blogs we’ve shared, primarily on credit and credit score, which could have also been very helpful.

We were determined to provide information that you could have access to 24/7. We wanted to help you raise your credit and maintain a great score and we still do! If you aren’t sure what your credit score is, or you’d like a better understanding of what it all means, turn to us! We want to help you get to know your credit (score).

Knowledge is Power

Knowing what your credit looks like and what your credit score is can be valuable knowledge for many different areas of your life. It doesn’t just dictate what your interest rate on a loan will be. It could also determine how much of a deposit you need to put down for basic utilities or how much you’ll pay monthly for insurance.

Why Is This Valuable To You?

Check For Errors

  • Looking at your credit report allows you to see what is there and notify the proper merchant if something does not look right.

See Your Credit Score

  • Knowing your credit score gives you an idea of how you appear to creditors. Knowing your score also gives you a place to start improving.

Seeing What Is On Your Credit

Being able to see what is on your credit allows you to see which creditors are reporting your payments. It gives you an insight on your payment history and much more.

No Credit?

  • We can verify you don’t have a credit score and offer recommendations on how to build your credit. If you have a student/child, we can be a guide in their credit health too. We can make suggestions on how to start a solid foundation for their credit as well.

Low Credit Score?

  • We will go over your credit report with you and determine what steps should be taken to improve your credit and credit score. We can see debts that have impacted your credit score and what to do in the future.

800 Club?

  • Congratulations! It’s always SO EXCITING when someone has perfect credit but stop in anyways! Even with great credit, it’s always a good idea to keep tabs on it to be sure everything listed is yours. Fraud happens way too frequently and checking on your credit report and credit score will help ease your mind.

Come See Us!

If you haven’t already, stop by one of our locations and we will be happy to take a look at your credit with you and give you specific ways that can improve your credit score! We’re on a mission to strengthen your well-being and become your financial partner for life, and we stand by that.

Here at Grove City Area Federal Credit Union, we are Banking but Better.