(724) 458-7520 | | info@gcafcu.org | Contact Us | Routing # 243381845 |

Our Blog

End Of Year Credit Score Recap

November 1, 2022

We’re approaching the end of the year and we’ve been helping you build your credit and credit score. Where do you stand now?

More On Credit (Score)

The Checking Account You Need

October 1, 2022

Many have a Checking Account SOMEWHERE, but have you considered what else could be out there? Could you be saving money?

More On A Better Checking

Protecting Confidential Information

September 2, 2022

Shredding your personal identifying information, like old tax forms (over 7 years old) or medical forms is beneficial to protecting your identity. Businesses also have records and confidential information that needs to be shred after so long in order to protect its customers/members. What are you holding on to that should be shred?

More On Shredding

Financing A Car Through Your Credit Union VS. A Dealership

August 22, 2022

So, what’s the difference? Read on to find out!

More On CU Vs. Dealership

A Credit Union VS. A Bank

July 19, 2022

What are the big differences between a credit union and a bank? That’s a great question! Read on to find out.

More On CUs VS. Banks

The Benefits of Refinancing

June 2, 2022

There are many different benefits of refinancing with your credit union.

More On Refinancing

What Affects Your Credit Score

April 29, 2022

Here, we discuss credit history length, credit mix, and new credit credit.

More On Credit Score

YIKES! A 30-Day Late Payment?!

March 15, 2022

Are you approaching a 30-day late payment? What now? What do you do when this happens? What needs to happen BEFORE it happens? Read more to find out!

More on Late Payments

Credit Utilization Ratio…What’s That?

February 22, 2022

What factors affect your credit score? 5 things!
Payment history, credit utilization ratio, credit history length, credit mix, and new credit.

More On Credit Utilization

New Year’s Resolutions & Credit Scores

January 11, 2022

Did you make a New Year’s Resolution about improving your credit and increasing your credit score? It’s likely one of your goals for 2022, even if you do have a decent score. Unfortunately, more than half of all resolutions fail, so let us help you with this one!

More On Your Credit