Know Your Credit (Score)
Get To Know Your Credit (Score)
Sensible solutions to improve your credit and put SAVINGS into your pocket
Get A Fresh Start… Anytime!
1. Request a FREE credit check-up
2. Improve your credit score
3. Reap the SAVINGS
At GCAFCU, we want to help you attain a worry-free financial life. Areas to consider are your credit score, monthly payments, and rates you’re paying on loan and credit card balances.
Your Credit Score… What Is It?
A credit score is a number developed with information reported to your credit report. Your score helps to predict how likely you are to pay back a loan on time. It is a number between 300 and 850. Credit scores below 600 are considered low and scores above 720 are excellent. Our goal is to get you into the 720 CLUB so you can reap the SAVINGS, resulting in lower loan rates, preferred pricing on insurance, and more!
Improve Your Credit Score
Your credit score gives you an idea of how you appear to creditors. Knowing your score also gives you a place to start improving. If your credit score is less than perfect, we can help guide you to get the score you deserve! We will review your credit report with you and if we find errors, which tend to lower your score, we’ll share steps to correct them. If there are other spending or borrowing habits that are negatively affecting your score, we’ll share tactics and tips to improve your score in a way that helps you the most.
FREE Credit Check-Up
Stop in and we will work with you one-on-one to review your credit and credit score. Our trained professionals will explain what your credit is, what factors make up your score, and more. They will also answer any questions and/or concerns you may have. To sweeten the deal, they offer ways to increase your credit score or how to maintain the score you currently have. It’s FREE and it doesn’t affect your credit score!
More Savings For Your Pocket
A higher credit score has many different benefits, but the most important one is that it can save you money! With a higher score, you’ll be eligible for lower interest rates on loans. It’s also likely that you’ll pay less on insurance and deposits you may need to put down for basic utilities. Consider what you’re currently paying on your loans and credit cards. If we can restructure your loans from another lender and help you save, we’ll pay you UP TO $100!*. We’ll also go over other bills to determine potential areas to save.
Reap the Benefits!
The more you understand what impacts your credit, the more power you gain! Call us to schedule an appointment or stop in at your convenience.
Let us offer you the reassurance you deserve when it comes to your credit!
Interested in restructuring current loans?
*$50 cash credited to account once loan is closed for loan amounts from $5,000 to $9,999, and $100 cash credited to account once loan is closed; minimum of $10,000.
Contact credit union for details.